This is the question that stops people from checking at all, which is a shame, because the check itself is the part that carries no risk to your score.
A soft credit check looks at your credit file without affecting your score. You can run as many as you like. It is the same category of check used when a lender pre-qualifies you or shows you an estimated rate.
A hard check is recorded on your file and can move your score slightly. It usually happens only when you formally accept credit.
Checking whether you qualify for TeloLife financing uses a soft check. It takes about thirty seconds and does not affect your score.
Approval tells you the amount and the monthly payment available to you. You are under no obligation to proceed, and an approval that is not used simply expires.
If you do proceed, the financing agreement is with our financing partner. Their terms govern what is reported and when — worth reading, as you would with any credit agreement.
Approval is not limited to people with excellent credit, and the amounts involved in a treatment package are modest compared with most consumer lending. Since checking costs nothing and does not affect your score, the only way to find out is to check.
No. Qualification uses a soft credit check, which does not affect your credit score.
Approval is not restricted to excellent credit, and the amounts for a treatment package are modest. Checking uses a soft check, so there is no downside to finding out.
Checking takes about thirty seconds and uses a soft credit check, so it will not affect your credit score.
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TeloLife is a technology and telehealth platform. We do not practise medicine and we do not dispense medication. Care is provided by independent licensed clinicians; medication is dispensed by licensed pharmacies under state and federal law. Prescription-only. United States only.